Personal Insurance
What is ghost broking?
Ghost broking is a scam that targets drivers looking for cheap car insurance. Criminals sell fake insurance policies to unwitting drivers, leaving them without car cover. We look at what the consequences are and how you can avoid being caught out.
How to travel in the EU after Brexit
If you’re taking your car to Europe, don’t forget to brush up on local laws. To help you plan a stress-free trip, we summarise what you need to drive in the EU after Brexit.
What is an insurance broker? All your questions answered
The role of an insurance broker, how to benefit from their expertise, and how to choose a broker that’s right for you.
Policy excess explained: a comprehensive guide for home and other insurance excesses
Almost all insurance policies, whether it’s for your home, car, or business, come with an excess that you’ll need to pay. Here, we explain what an insurance excess is, how it works, and how it affects what you pay overall.
What is adventure travel insurance?
Few of us want to anticipate something going wrong on holiday, but accidents and mistakes happen when we least expect them. Travel insurance acts as a safety net, providing financial assistance where it’s needed.
Boat insurance guide: types, cover, and cost factors
Read our comprehensive guide to boat insurance, with details of the cover provided, general exclusions, and how to reduce your premium.
Are you underinsured?
Inflation. Rising material costs. A shortage of labour. In many cases, rebuilding your home will cost a lot more than its market value. We help you check whether you’re underinsured, and what you can do to make sure your home insurance is adequate.
What is insurance excess cover?
Excess protection insurance helps you recover the excess you’ve paid after making a claim. We explain how it works, the type of policies it usually applies to, and how it could save you money in the long run.
The insurance claims process explained
Whether you’re claiming for your home, car, or business, we take a look at the general claims process so that you can feel prepared should the need arise.
A guide to buying travel insurance
If you’re heading off on holiday this year, you’re probably counting down the days to departure. But have you remembered to arrange travel insurance cover? Here are some key dos and don’ts to bear in mind before you buy
What does inflation mean for insurance?
Market pressures like inflation can mean higher premiums and lead to stricter terms, find out why, and what you can do to lower insurance costs without compromising on protection.
Your guide to the personal injury discount rate
Personal injury discount rate: what is it and how has it changed? A change to how personal injury settlements are calculated means insurers have to be prepared for higher payouts, and that can mean higher premiums for customers.