Financial Planning

4 mins

Stock market fireworks in November

Against all the odds, November saw an unexpected upturn in world stock-markets.

4 mins
Retiring if you're self-employed

Can you afford to retire if you’re self-employed?

New research from the Institute of Fiscal Studies has revealed that five out of six self-employed people aren’t saving for retirement.

4 mins
An investment sector reshuffle

Are the worst of the UK dividend cuts over?

After two volatile quarters, a recent report on UK dividend payments suggests the worst of the cuts may be over.

3 mins
Global dividends

Global dividends fall less than in the UK

The impact of the Covid-19 pandemic on corporate dividends has been dramatic in the UK. According to research published in July by Link Asset Services, total dividend payments from quoted companies fell by over half in the second quarter

4 mins
Capital gains tax

Who pays Capital Gains Tax?

Do you know how many people pay CGT in the UK? HMRC has released some revealing research.

4 mins
Investment trust or fund

Investment trust or investment fund?

The debate about the relative benefits of investment trusts and investment funds could be coming back into focus; they each have their roles to play in portfolios, but current conditions may favour the latter.

10 mins
Using your pension to invest in commercial property

Using your pension to invest in commercial property

Investing in commercial property can be beneficial if you’re a business owner, as you’ll have premises for your company plus regular payments into your pension.

5 mins
Pensions during covid

Group Pensions | COVID 19

Government support for business throughout the COVID-19 crisis has been well documented but the implications of the virus on Group Pensions is unclear. We consider some of the more frequently asked questions.

4 mins
How does the national living wage affect the state pension?

How does the National Living Wage affect the state pension?

Increasing minimum earnings means a reduced cost for the government and increases their costs as an employer. But how will it impact the state pension?

3 mins
What happens if I don't have a will?

Intestacy: what happens if I die and don’t have a will?

Intestacy rules for England and Wales have changed. It means a surviving spouse does not always inherit all of their partner’s estate.

3 mins
Credit insurance

Don’t wait for the Budget to start your tax year end planning

The Autumn Budget was originally due to be published in November 2019. It's delayed, but that doesn't mean you should wait to start your tax year-end planning.

4 mins
Pension annual allowance

Penalties for people who exceed pension annual allowance

A Freedom of Information request has revealed a large number of people have been hit with penalties due exceeding to the pension annual allowance.

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