Financial Planning

How much do I need to retire?
Over 40% of people don’t know how much they need to save for their retirement. In this article, we help you calculate how much you need to put away for different types of retirement lifestyles.

How to protect yourself from pension scams and financial fraud
It’s more important than ever to protect yourself against scams and fraud. In this article, we guide you through some of the most common ways criminals try to steal your money, give you tips on how to spot potential scams and fraud, and help you to protect your finances and pensions.

RPI vs CPI: what’s the difference?
We all feel the effects of rising inflation as it eats away at our income, savings, and purchasing power. But how is inflation calculated, and how do the RPI and CPI indices affect our personal finances?

Financial tips for young adults: some of the key tricks to help secure a stable future
A little bit of planning, self-discipline and knowing the ‘dos and don’ts’ can go a long way towards being able to successfully manage your money.

The Garretts – a multi-generational farming family invested in their financial future
We spoke with Roger and Tina Garrett about how Alan Boswell Financial Planners assist them with their personal pensions and employee benefits.

Guide to children's pensions
Children’s pensions enable parents, grandparents, and guardians to contribute towards the financial security of the next generation. Here’s how a child’s pension works, the pros and cons, and how much it could be worth.

Guide to pension consolidation
Pension consolidation can make it easier to manage various pension pots but there are drawbacks too. We set out the pros and cons of consolidating your pensions and how you can decide whether it’s right for you.

What can you do to reduce the impact of inflation on your personal finances?
What is inflation and how does it impact personal finances? In this guide we take a look at the current situation and ways to reduce the impact of inflation on your personal finances.

Guide to pension death benefits and succession planning
Personal pensions are an integral part of succession planning. This guide looks at the complexities of pensions and explores how they can be valuable assets to the loved ones you leave behind.

SIPPs: Your guide to Self Invested Personal Pensions
What is a SIPP, and is it the best option for you to plan for your retirement? Managing your own pension has become increasingly popular in recent years, but you need to have the confidence and time to do so.

Guide to farm succession planning
The absence of succession planning can mean you’re unwittingly placing your farm business at financial risk. Here, we explore why farm succession planning is important and what you should consider when putting a plan together.

Guide to maximum pension contributions
What’s the maximum tax-free pension contribution, and how does it affect high earners?