Financial Planning

Have you heard about collective investment schemes (CIS) but aren’t sure how they work? In this article, we cover the key types of CIS and the potential benefits and drawbacks of investing in them.

Lifetime ISAs: What are they, how do they work, and are they for you? If you’re considering saving for your first home or looking further ahead to when you retire, a LISA might be for you.

Complete guide to income protection insurance, which pays a monthly income if you are unable to work through illness or injury.

Personal pensions: how to keep on top of your retirement savings. If you’re putting money aside for your retirement, it’s important you know how much you’re likely to receive and how to adapt your savings habits to meet your goals.

We take a look at what you need to consider when choosing a pension plan and where to go for the best advice on your retirement planning.

The State Pension: how it works and how you qualify for it. The rules around the State Pension change from time to time, so make sure you know what to expect when you retire and what options you have.

Building an investment portfolio is based on several factors, including your attitude to risk, your timescale, and your goals. We take a look at the different types of investment portfolios, and how we would approach your financial goals.

Investment portfolios: what you need to need to know to help grow your wealth. Understanding where and how your money is invested can help you meet your long-term goals and give you peace of mind in the meantime.

Intergenerational wealth planning helps families to pass on money in tax-efficient ways, as well as helping the different generations achieve their financial goals.