Financial Planning
Your guide to the 2025 Spring Statement
What are the key points announced in the Chancellor's Spring Statement? We take a look at what the announcement will mean for welfare, tax, and government spending.
Autumn Budget 2024 explained
What are the key points announced in the Chancellor's Autumn Budget? We take a look at what the announcement will mean for stamp duty, income tax, and more.
What are the proposed changes to pensions auto-enrolment?
New rules for auto-enrolment contributions will make more people eligible to join workplace pension schemes. To help your business plan for the future, we look at what those changes mean for you and your employees, and how you can mitigate extra costs.
Penalties for people who exceed pension annual allowance
A Freedom of Information request has revealed a large number of people have been hit with penalties due exceeding to the pension annual allowance.
Does private healthcare cover pregnancy?
Private medical insurance doesn’t normally cover pregnancy, birth, or post-natal care. But you should be covered if any complications affect your health – for example, miscarriage or pre-eclampsia.
Investing in retirement: rules, asset allocation and making your money last
We look at how to balance investment risk with your retirement goals, why maintaining a suitable emergency fund matters, and where to get help building and reviewing a retirement income plan.
How to account for inflation in your retirement planning
When you plan for your retirement, it's important you consider inflation. If you don't, you can't realistically evaluate how much your pension will provide at retirement.
How long will my pension last?
How long your pension will last depends on more than the size of your pot. This guide explains the considerations, the 4% rule, drawdown risk and how cashflow modelling can help you plan retirement income.
What is behavioural finance, and how does it affect investing?
We explore behavioural finance, how it can influence your financial choices, and what you can do to prevent it from affecting your own wealth management decisions.
The cost of private health insurance in the UK
With long NHS waiting lists, private medical insurance can seem like a good option, but how much will it set you back? We look at the factors influencing cost and what you could expect to pay.
Pensions for young adults: why starting early is crucial for your retirement savings
If you’re several decades away from retirement, thinking about your pension might be low on your list of priorities – but the sooner you start, the more likely you are to afford the lifestyle you want in retirement.
What is cashflow modelling? A guide to planning your financial future
Cashflow modelling can help you understand what your financial future might look like, from retirement income and gifting, to business exit planning and later-life care. We look at how it works and why advice matters.