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How does the National Living Wage affect the state pension?
Increasing minimum earnings means a reduced cost for the government and increases their costs as an employer. But how will it impact the state pension?

Intestacy: what happens if I die and don’t have a will?
Intestacy rules for England and Wales have changed. It means a surviving spouse does not always inherit all of their partner’s estate.

Underinsurance in property - it's a risky business
Underinsurance is a big risk for property owners. Here's how you can make sure your property is insured for the right amount and avoid any nasty surprises in the event of a claim

Is your jewellery insured correctly?
Insuring specific items, such as engagement rings or family heirlooms, is an automatic process for most people. However, if you don't have an up-to-date valuation, you might not have the right cover.

Family fun
Hilltop Outdoor Centre is a family-run education centre perched high up with an unbeatable view of the North Norfolk coastline. Telegraph speaks to Oliver Read about taking the business to new heights.

Penalties for people who exceed pension annual allowance
A Freedom of Information request has revealed a large number of people have been hit with penalties due exceeding to the pension annual allowance.

Who looks after your insurance?
Business insurance is a vital to protect your assets, but who's job is it to sort out? An insurance broker could be the solution...

What would you do if regulators turned up on your doorstep?
Even if your policies and procedures are looking good, don’t rest on your laurels - regulations can change. Is your business prepared for an unexpected visit from the auditor?

New report on inheritance tax simplification
The Office of Tax Simplification (OTS) published its long-awaited second report on inheritance tax (IHT) in July with a range of useful proposals.

Staying safe in a challenging environment
Alan Boswell Risk Management (ABRM) has provided engineering inspections, health & safety audits and guidance to a variety of businesses. One of our most complex and well-known clients is Norwich Research Park.

The dangers of overloading your van
If a van gets stopped for overloading and is also found to suffer mechanical defects, it could result in a court appearance or large fine.

What is ‘wear and tear’ in a rental property?
Whether you're a landlord or a tenant, it's essential that you understand the level of wear and tear you can expect during a tenancy.