Are carpets covered by contents insurance?

Yes, carpets are covered under contents insurance.

Do I need contents insurance as a tenant?

It’s not a legal requirement to have contents insurance in place as a tenant, but it is highly recommended. Tenants contents insurance will also come with personal liability cover which will cover your legal liability against damage to landlords fixtures and fittings that you are responsible for as a tenant. The level of responsibility would be detailed in your tenancy agreement.

Does contents insurance cover leaks?

Contents insurance will not cover the cost of repairing a leak, but it will cover the resultant damage to your contents and personal possessions.

Are washing machines covered under contents insurance?

Free-standing washing machines will be covered under a contents policy. Any built-in appliances will be covered under a buildings insurance policy.

Can I get contents insurance in a shared house?

Yes, but the policy may come with some theft restrictions.

Does contents insurance cover mobile phones?

Contents insurance would cover a mobile phone while it is in the home. Personal possessions cover would be required if you wish to insure your phone when it is out of the home.

Do I need receipts for a contents insurance claim?

This wouldn’t always be needed, but proof of purchase can be helpful in some circumstances.

Can I claim for an infestation on my contents insurance?

Infestation would not be covered under a contents policy. This is likely to be covered under a home emergency policy .

Can I claim on contents insurance for a burglary?

Yes, any contents that are damaged or stolen in a burglary can be claimed for under a contents insurance policy.

Do I need contents insurance as a student?

It is not a legal requirement, but is highly recommended. Much like a tenants contents insurance policy, contents insurance for students comes with personal liability cover.

Contents Insurance | Insurance For Your Personal Belongings

Name: Contents Insurance
Brand: Alan Boswell Group
Rating: 4.8 (11212 reviews)

Contents Insurance

Contents insurance provides essential cover for belongings within the property, safeguarding against risks such as theft, fire, and other unforeseen events.

Contents insurance with excess from £75

Tailored contents cover for students, tenants, or landlords

Cover your art and collectable items

Optional covers available for money, credit cards, and bicycles

Contents insurance gives you the peace of mind that your belongings are insured against damage, theft, fire, and even loss. You can also extend your cover to include money, valuables, and even the food in your freezer.

The policy can also be enhanced to include accidental damage.

The Alan Boswell Group Difference

Alan Boswell Group recognises that no two homes are the same. We guide you through the different types of insurance you may need for your home and circumstances.

We can provide expert guidance on contents valuations and contents insurance. With access to a wide panel of insurance partners, we can ensure you have the right policy tailored to your individual requirements. Choose from a range of additional add-ons and access the support of our in-house claims team should a claim occur.

Alan Boswell Group advisors for contents insurance

How our customers rate us

Very professional, informative and extremely helpful.

Miss Tungate, Private Home Insurance

4.8/5 11212 reviews

Contents insurance in detail

Contents insurance covers your possessions in the event of damage, theft, or loss, including natural disasters, flooding, or fires and could include the below cover:

Personal belongings

Cover for personal belongings while out of the home, e.g. jewellery, watches, clothes, electronics etc.

New for old cover

New products or replacement value in the event of damage or a loss of your personal belongings.

Theft from outbuildings

Theft coverage from outbuildings.

Accidental damage

Automatic inclusion of accidental damage to computers, audio, and visual equipment.

Contents in garden

Cover for items in the garden, e.g. garden furniture, ornaments etc.

Food in freezer

Cover for contents of the food in your freezer(s).

Art and collectables

Cover can be provided for your collectable items such as rare books, rugs and tapestries, gold and silver, stamp and coin collections, antique furniture, and more.

Two key exclusions to household insurance policies are wear and tear and pet damage, both of which are generally excluded from all sections.

Contents insurance add-ons

Bikes and e-scooters

Cover for your bicycles and e-scooters either in the home or left in outbuildings.

Home emergency

Cover for domestic emergencies, including boiler breakdown.

Key cover

Cover for loss of keys (home, office, or car).

FAQs

Get in touch

Whether you need a quote, have a general enquiry, want to register a claim, or talk it through over the phone, we're here to help.

Speak to us: 01603 649650

Contents Insurance

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The Alan Boswell Group Difference

How our customers rate us