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Construction Insurance
Working in construction is very complex with many risks. Construction insurance (or contractor’s insurance) is designed to protect against the loss or damage to building works, contract materials, and equipment involved in construction.
We have knowledge and experience of placing cover for all types of contracting businesses from sole traders through to large multi-discipline contracting businesses. With facilities for all trades including “high risk” activities, we are able to look after all of your insurance requirements.
- Comprehensive cover for all your business activities
- Specialist team with extensive experience of contractors insurance
- Personal service and with regular reviews of your insurance
- Risk management and health and safety consultations with our experienced team
- In-house claims team for speedy and efficient service
The Alan Boswell Group Difference
The construction industry is one of our core trade groups. We have a wealth of experience in construction and will design an insurance programme to meet your requirements.
With our added risk management service we work with clients to provide a level of advice and guidance to help reduce risk within your business. Our independence means that we are not tied to any one insurer and can choose the most appropriate package for you without having to stretch products that are unsuitable.
Contractors Insurance cover options
There is a vast array of insurance products available for contractors and allied trades businesses dependent on the depth of diversification:
- Employers’ liability – Protection against claims made by employees.
- Public liability – Essential protection against claims made by members of the public.
- Professional indemnity – Design and construct error and omission coverage.
- Contractors all risks – Cover for the contract works in the course of the build.
- Engineering inspection – Statutory inspection of plant.
- Plant, hired in plant, and tools cover – All risks cover for equipment used on-site.
- JCT Contract cover such as 6.5.1/21.2.1 – Non-negligent damage covers and latent defect protection.
- Existing structure cover – For properties being worked on or in course of conversion.
- Material damage – Cover for your own premises, depot, or builders yard.
- Directors’ & Officers’ insurance – Essential defence and protection for directors’ personal liabilities.
- Collateral warranty review – We can accommodate professional indemnity design and build collateral warranty requests with an insurer checking service.
- Fleet and special types cover – Covering your vehicles and road going plant.
- Environmental liability – Clean up cover and third-party liability.
Subcontractor vetting
It is important that you always check and obtain proof of your Bona-fide sub-contractor’s insurance covers as most policies include a condition requiring you to do this. Failure to check this could invalidate your insurance.
FAQ's
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Yes we have various specialist facilities to place “high risk” trade groups. With our trade experience we are able to work with insurers who are comfortable with these higher risk activities such as demolition contractors, scaffolders contractors, work at heights/depths and be able to provide the widest protection with competitive rating.
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No, being completely independent we are able to select from a wide panel of insurance companies. Risk appetite differs between companies and we are able to choose the best package for you at the most competitive price.
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