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Unaffiliated Therapists Insurance
Insurance for complementary therapists has been designed to provide protection for most types of complementary therapy. Cover includes public and products liability cover for a £5,000,000 limit of indemnity.
Complementary therapy covers many specialist areas; all of these therapies have to be carefully assessed to provide the most suitable, and competitively priced, cover.
The Alan Boswell Group Difference
As a leading independent insurance broker and one of the eastern region’s largest financial planners, our business is perfectly placed to guarantee an independent, personal, bespoke service with the clout and connections of a big player.
We aim to ease the burden that arranging insurance or financial planning can bring. We pride ourselves on our personal approach, providing a dedicated contact to review your situation and provide continuous expert advice for your business or personal needs.
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I have relied on the company for more than 20 years and have not been let down.
Complementary Therapy Insurance in detail
The standard complementary therapists insurance cover is for public liability insurance, products liability insurance, and malpractice insurance:
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Public liability insurance
Accidental injury to members of the public or accidental damage to their property
£5,000,000 any one claim -
Products liability insurance
Accidental injury or accidental damage to property resulting from products supplied in connection with treatment of a client
£5,000,000 for any one period of insurance - Treatment risks cover on selected therapies £5,000,000 - Cover is provided to protect clients in the course of their treatments. Cover includes breach of professional duty consequent upon any neglect, error, or omission in providing advice (including teaching), treatment, or therapy. This cover is only included on selected therapies. Please check your cover carefully.
Extensions of cover
You can optionally extend your therapist’s liability policy cover to provide business equipment cover which insures business equipment including computers up to a value of £1,000 on an all risks basis, anywhere in Europe for an additional cost of £11. The limit can be increased to £5,000 for an additional cost of £72.60 or you can increase to £10,000 for £121.
Employers liability cover
Limit of indemnity £10,000,000
Wage roll basis up to £20,000 per annum
Additional cost: £61
The Alan Boswell Group therapists scheme is extremely flexible and further therapies can be added on request. Cover is for the UK and 90 days abroad (providing you are a UK resident, with a UK home address and UK bank account). All claims made are under UK jurisdiction.
For further information contact Alan Boswell Group on 01603 649725 where a team that specialises in therapy insurance will be ready to answer any queries.
Downloads
Effective from the 3rd of March 2025:
Approved Therapies
Please review the list of approved therapies. If you have any doubt or can not see your therapy included please contact us.
FAQs
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Cover is provided for the policyholder to practice at demonstrations and talks, but no cover is afforded for members of the public to practice at such events.
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The policy includes cover for the sale, supply, or prescription of products when directly related to a treatment provided to a client. All other sale of products is excluded.
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Yes, this is covered.
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Yes, cover is provided, but claims arising from any condition directly caused by or associated with this condition are excluded.
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Yes, this is covered.
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Cover is on a claims occurring wording so if cover was in force at the time of the incident insurers will in accordance with the policy terms and conditions deal with the claim.
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Cover is for the UK and 90 days abroad (providing you are a UK resident, with a UK home address and UK bank account). All claims made are under UK jurisdiction.
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The Alan Boswell Group complementary therapy scheme has approved over 150 different types of therapies already approved by underwriters, including all forms of massage, reflexology, aromatherapy, Doula work, manicures, pedicures, Reiki, hairdressing, and beauty therapies. Review the full list here:
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Yes, this is automatically included under the public liability section. However, you must be qualified in the therapy being taught and/or have at least two years current practising experience.
Get in touch
Tom Head
Team Leader
Tom joined Alan Boswell Group in February 2001, having worked at Heath Lambert for two years. Tom is based in our Norwich office and, having…
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