These are just some of the most common vehicle types:

• Campervans 
  • VW Transporter
  • Fiat Ducato
  • Peugeot Boxer
  • Ford Transit
  • Land rovers and other 4x4s or pickups (as long as they have a roof tent or pop-top roof , effectively making them a camper.)
• Motorhomes 
  • Rollerteams
  • Chaussons
  • Eldiss
  • Autorollers
• Horseboxes 
  • Renault Master
  • Peugeot Boxer
• Classic cars  15-20+ years old.
  • Austin Healey Sprite
  • Triumph TR6
  • Jaguar E-Type
  • Morris Mini Minor
• Splitter vans usually have 8+ seats
  • Mercedes Sprinter
  • Vauxhall Vivaro
  • Ford Transit
• Caterhams
  • any variation of a Caterham Seven

Self-drive hire insurance is a specific insurance for vehicle hire companies and individuals. Businesses or individuals that want to rent out their vehicle(s) must have an insurance policy to cover them when a vehicle is out on-hire and give cover when it’s not on-hire as well. Something a standard vehicle policy cannot offer. A vehicle rental company must have self-drive hire insurance.

We will normally be able to indicate a premium immediately by call or use our online quote form.

We can cover self-drive hire risks in most regions of the UK, subject to insurer’s acceptance.

Yes. In most cases we can arrange for you to pay for your self-drive hire policy in six or ten monthly instalments at competitive rates. Credit terms are subject to acceptance of your application and full written details are available on request.

The main factors include the type of vehicle involved, the value of the rental vehicles, the area of the country in which your operation is based, and the claims history of the business. Named drivers points and claims will also affect premiums and excesses.

As long as they pay the deposit via a cleared and traceable method. This can include PayPal, bank transfer, credit, or debit card. Even a cheque is acceptable as long as it is cleared before the vehicle is hired.

Yes. You must verify the hirer’s identity using a form of photo identity such as a passport and two recent utility bills (dated within 60 days) sent to the same address as on the driving licence. You also need to take a copy of their photocard driving licence and a rental agreement must be completed per hire per driver. We recommend all evidence obtained is kept for a two year period in addition to the rental agreement and proof of the hire deposit payment.

‘Off-hire cover’ means insurance for your hire vehicles when not on hire – for example, when being driven by a named driver or when parked at your premises. We automatically include this cover at no cost to you.

Usually there will simply be an increased excess for the hirer, however sometimes you may need to charge an additional premium. The precise terms will be confirmed on a case-by-case basis.

A co-insurance clause makes you responsible for a proportion of any loss. For example, a 25% co-insurance clause would mean that you are responsible for a quarter of any loss with the insurer covering the remaining 75%. On self-drive hire insurance policies, a co-insurance clause is often applied to ‘theft by hirer’.

You may be required to pay a ‘minimum and deposit premium’ even if you don’t complete the first year of cover or change to a vehicle that commands a lower premium. Insurers normally remove this on your first renewal.

Policies are non-refundable if cancelled as of 01/12/2022.

Theft may occur when a hirer fails to return a vehicle at the end of a hire period or treats the hired vehicle as his or her own property – for example by selling it to another party.

Your excess will vary depending on the type of vehicle, age of driver, and the track record of your business. The minimum excess on our self-drive hire insurance policies is generally £500, which applies to most damage claims. A co-insurance clause of 25% specifically applies to theft by hirer claims.

High value and performance vehicles will generally have a higher excess but these will be shown in your quote. The policy will generally include an additional excess for young drivers, typically £200 for a driver aged between 23 and 24 years.

We can arrange self-drive hire insurance for most types of vehicle including motorhomes, motor caravans, campervans, horseboxes and splitter vans. We can refer car and van risks based on previous self-drive hire XP and clear claims experience history. 

Yes. We realise that you need an insurance partner with a flexible and realistic approach to help you maximise value from your self-drive hire fleet. We contact the insurer directly and get a swift response so you won’t miss the opportunity to hire.

Yes. Generally, drivers aged between 21 and 79 will be accepted at normal terms provided they have held a full license for at least two years and have a good driving record. Drivers aged over 79 may be accepted but at a higher rate. For splitter vans or high-risk vehicles there may be further age restrictions applied.